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Interesting take on the subject! Your thought about "almost everyone buys their home with leverage" made me think of a book. I recently read "Money Magic" by Laurence Kotlikoff and he writes an interesting chapter about mortgages and home buying. His point was more along if you have a mortgage but also invest in the market you are essentially borrowing against your home to invest in the market. He seems to suggest, if you are able, prioritze paying off your mortgage. You article is an interesting spin because it highlights the fact that your home is an investment. Who has the crystal ball to see which investment will do better in the long run?!

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